False Advertising and What You Can do to Protect Yourself!
Ever visit a business based on their advertisement of a sale item – only to discover the item is no longer available? Watch for “bait and switch…”. Many unscrupulous businesses attempt to lure customers in with advertised specials that are too good to be true – and in fact, they’re not true! In the typical “bait and switch” operation, earnest salespeople will explain that the item has sold out, that it isn’t of high quality, or that you cannot take delivery for several months – all with the aim of selling you a higher priced item. This form of false advertising is illegal in all states. What can you do if you suspect a merchant of a “bait and switch?” a. Don’t buy the higher-priced item – instead, ask the salesperson for a business card and walk out of the store. b. With the store name, address, telephone number and the name of your salesperson in hand, file a complaint with the Better Business Bureaus of North America. Welcome c. Alternatively, call or write your local Better Business Bureau to file a complaint. Lookup * Source – Legal Zoom
Protecting Your Family
Learn How Easy it is to Protect Your Family!
Did you know that it is possible to prevent the bitter bickering between siblings that often accompanies the inheritance of property from a parent? Absolutely. Mental health professionals have found that by simply drawing up a will and discussing the reasoning behind your decision to leave a given piece of property to one child over another can prevent the break-up of a family once an inheritance is claimed. Unfortunately, over 70% of Americans fail to prepare a simple will! Once a simple will is drawn up, many professionals recommend sitting down with adult children to answer questions and discuss hurt feelings before problems arise. In many cases, bringing in a professional family mediator can make these difficult conversations go more smoothly. Regardless of how the discussion takes place, the time and effort put into timely estate planning and communication will go a long way towards ensuring family harmony. Premium Legal Forms
Protecting Yourself from “Identity Theft”
Ever had your wallet stolen? How about your whole financial life? With over 300,000 cases reported per year, “Identity Theft” is a serious – and easy – business. In many cases, a driver’s license and major credit card are all a thief needs to open new charge accounts in your name. To prevent what could be a credit nightmare, once you discover that your wallet is missing and have cancelled your credit cards, make three extra calls to the major credit bureaus. Ask each service to place a “fraud alert” on your file. That way, any future credit applications will have to be confirmed by you over the phone – using the existing phone number on file. In addition, your name and address will be removed from future “pre-screened offer” mailing lists. Stop identity thieves before they can get started by contacting the three major credit bureaus:
Equifax (800) 685-1111 P.O. Box 105069 Atlanta, GA 30348 www.equifax.com Trans Union (800) 888-4213 P.O. Box 2000 Chester, PA 19022 www.transunion.com Experian (888) 397-3742 P.O. Box 9600 Allen, TX 75013 www.experian.com
400.000 kids identities are stolen every year! Parents often get a Social Security Number (SSN) for their child soon after the baby is born. Thieves get hold in these SSN’s and use then to get credit. For Self-Defense, Don’t give out a child’s SSN, and be careful when provide copies of your child’s birth certificate. Also, be sure young computer users know not to give out their SSN’s. Need Legal Help? Use the LegalMatch Priority Service to Find Pre-screened Lawyers in Your Area Now!